Beware of the Card Skimmer

The card reader on the left has a skimmer attached; the reader on the right doesn’t.

Thieves have many ways of stealing credit card info from under your nose, including at the pump. Using credit card skimmers, thieves have figured a way to life your credit card info in just one swipe.

According to the FTC “skimmers are illegal card readers attached to payment terminals.  These card readers grab data off a credit or debit card’s magnetic stripe without your knowledge. Criminals sell the stolen data or use it to buy things online. You won’t know your information has been stolen until you get your statement or an overdraft notice.”

Here are a few tips from the FTC to help you avoid or recognize a skimmer the net time you are at the pump.

  • Make sure the gas pump panel is closed and doesn’t show signs of tampering. Many stations now put security seals over the cabinet panel. If the pump panel is opened, the label will read “void.”
  • Look at the card reader itself. Does it look different than other readers at the station?
  • Try to wiggle the card reader before you put in your card. If it moves, report it to the attendant. Then use a different pump.
  • If you use a debit card at the pump, run it as a credit card instead of entering a PIN. That way, the PIN is safe and the money isn’t deducted immediately from your account.
  • If you’re really concerned about skimmers, pay inside rather than at the pump.
  • Monitor your credit card and bank accounts regularly to spot unauthorized charges.

As in any credit card fraud situation, if your card has been compromised, report it to the bank, credit card or fuel card company.

The Fuelz Fleet Card is proud to offer Fraud Protector – the Fuelman Fraud Prevention Program. Call us at (855) GO-FUELZ and ask about how we can help you save money and protect your credit today!

*Source “Watch out for card skimming at the gas pump” – FTC website